What is Medicare Advantage (Part C)?
Medicare Advantage plans are private health insurance plans approved by Medicare that provide coverage for all Medicare services, including hospital (Part A), medical (Part B), and often prescription drug coverage. To be eligible, you must be enrolled in both Medicare Part And Part B. These plans typically offer additional benefits not covered by Original Medicare, such as dental, vision, hearing care, over-the-counter items, and gym memberships.
Carriers: AARP, Aetna, CarePlus, Cigna, Devoted, Doctors HealthCare, Florida Blue, Freedom, HealthSun, Humana, Optimum, Preferred Care Partners, Simply, Solis, UnitedHealthcare,WellCare.
Medicare Advantage Plans
There are several types of Supplemental Insurance Plans, each designed to suit different beneficiary needs and preferences. Some options include:
Original Medicare (Parts A and B)
- Covers hospital stays, hospice care, and skilled nursing facility care.
- Generally, it is free if you have worked and paid Medicare taxes for at least 10 years.
Part B (Medical Insurance)
- Balance between premiums and out-of-pocket costs
- Eligible for additional subsidies (cost-sharing reductions)
Part C (Medicare Advantage)
- Offered by Medicare-approved private insurers
- Offered by Medicare-approved private insurers.
- Vision exams and eyeglasses.
- Prescription drugs (Part D).
- Wellness programs, such as gym memberships.
- Includes annual maximum spending limits, which protects against high medical costs, something Original Medicare does not offer.
Part D (Prescription Drug Coverage)
- Optional plan that helps cover the cost of prescription drugs.
- Available separately or as part of many Medicare Advantage plans.
Frequently Asked Questions
Check out the most frequent questions asked by our Medicare Advantage customers.
Who can enroll in Medicare Advantage?
You must be enrolled in Medicare Part A and Part B. Reside in the plan’s service area.
How do I choose the best plan?
Compare coverage, provider networks and associated costs to find the plan that best suits your needs.
When can I register?
During the Annual Enrollment Period (October 15 to December 7). There are also special periods according to certain conditions.
Schedule a totally free appointment for advice with one of our authorized agents.